Posted by ricky26 in Home on July 9th Andrus Peat Saints Jersey , 2014
Are you planning to re-design your backyard or front yard? Do you want to
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Healthcare costs are largely unpredictable and can be exorbitant at times so
even after owning a health insurance policy people may find themselves in a
fix. Treatment of certain diseases and conditions can cost a significant sum
and people are shocked to find that their basic health insurance cover is not
just good enough.
Enhancing your basic health care cover is clearly an obvious way to deal
with such a situation; however this may not be practical and affordable for
most individuals. The premium burden will rise notably and be out of reach for
the common man.
To rescue people from this dilemma health insurance plan companies have
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deal with undesirable and tormenting healthcare costs. These health top up
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It is most effective when you buy it along with a basic health plan.
How does a Health Top up Plan work?
A health top up plan is different from a basic plan in the sense that it has
a very high deductible. The deductible amount can range from INR 1 lakh to INR
5 lakh. A top up plan with a deductible of INR 5 lakhs would reimburse you for
hospitalization costs only if the treatment cost exceeds 5 lakhs. The sum
assured in a top up plan tells you the maximum amount the policy will
These top up plans are particularly very effective in situations where you
have to shell out a huge sum for treatment costs and the sum assured offered by
your basic plan is just not enough. Assume
a situation where the hospitalization cost run upto INR 15 lakhs and your
basic coverage will reimburse you for just INR 5 lakhs. A top up plan which has
a deductible of INR 5 lakhs and a sum assured of 10 lakhs will pay all your
treatment costs that exceed the deductible amount. So with a top up plan you
ensure that you do not run any liability even if treatment costs run high. The
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less than what you would need to pay had you bought a basic plan that covered
you upto INR 15 lakhs.
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The most efficient way to take advantage of a top up plan is to buy it as a
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Submitted 2014-03-01 11:26:54 Losing someone just isn't a good encounter for
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